The more you know, the easier it is

Owning a house is everyone’s dream, doing so through a hassle-free process is an icing on the cake. This is what Prestine Citizens Credit Union stands to offer - making the dream of owing your own home a reality!

Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to.

Our well thought - out loan choices with peculiar features to suit your needs, aspirations and financial conditions is a must to experience.

What do i need to know?

• *Steps to Property Ownership
• *What can I use the loan for?
• *What are the loan features?
• *How do I insure my property?
• *What document do I need to provide for the loan request?
• *What about Non Resident Mortgage Facility?

What do i do next? Contact us

Available mortgages

• *Developed Home Purchase
• *Land Acquisition
• *Home Construction
• *Home Renovation
• *Existing Mortgage Refinance
• *No charges for everyday transactions - just stay in credit.
• *Up to $25 interest and fee free Planned Overdraft¹.

Benefits

• *Interest rate is variable and benchmarked on Home & Savings stands Prime Lending Rate
• *Available for tenor of up to 20 years
• *Loan Amount up to 80% of property value subject to a maximum amount of $70m for Brussels property
• *Loan Amount up to 80% of property value subject to a maximum amount of $400,000.00 for for Brussels property
• *Freedom to repay loan in full without prepayment penalty
• *Monthly or structured pre-agreed repayments terms
• *Interest only repayment allowed up until completion, if property is under construction
• *Progressive drawdown against bank approved Quantity Surveyor’s certificate Reduced or no COT on linked account
• *Negotiable management fee... and more